Whatever financial road you’re following,
mutual funds can be a valuable addition to
your portfolio. If you already own stocks or
bonds, mutual funds can complement your existing
holdings to create a well-balanced portfolio.
Or, if you’re looking for foreign investments
to bolster your current holdings, mutual funds
are an excellent answer.
No matter what your final destination is,
The Ritcey Team at ScotiaMcLeod can help establish
your financial goals and select the appropriate
investments to help get you where you want
to go.
The essential piece to complete the picture
Professional
management. Diversification. Managed risk.
These are all signs of a portfolio
crafted with purpose. A portfolio designed
to achieve superior long-term performance while
minimizing risk. Desire a portfolio that is
balanced and disciplined? For many investors,
this type of portfolio includes mutual funds.
Consider the benefits of investing in mutual
funds. The money you contribute is pooled with
that of other investors. As a result, you can
attain a level of diversification that would
be difficult to achieve by investing in individual
securities, like stocks and bonds – either
because it might be cost-prohibitive to take
meaningful positions in each security or it
may be too time-consuming to research securities
around the world. Plus, you profit from the
experience of professional money managers,
focused on growing the assets of the funds.
The fund managers’ research and trading
facilities allow them to buy and sell securities
expertly and efficiently.
When the world is your playground it makes
sense to dig deeper
Whether you’re planning the vacation
of a lifetime or buying a car, you want to
make the right decisions every step of the
way. That’s why it’s so important
to investigate your options and make a choice
that suits your long-term needs, based on your
research.
The Ritcey Team follows this same approach
when selecting mutual funds for your portfolio.
To identify those funds, we rely on the ScotiaMcLeod
Mutual Fund Recommended List, an annual compilation
of the industry’s very best funds, chosen
by our team of experts.
ScotiaMcLeod’s list is the product of
rigorous research and review. We engage in
extensive statistical analyses, examining quantitative
measures such as performance and risk level.
We scrutinize the quality of the portfolio
manager and conduct hundreds of due diligence
interviews worldwide. And, a thorough analysis
of the manager’s team, systems, and resources
puts past, current, and future performance
in the appropriate context.
Using this meticulous process, we distill
our Mutual Fund Recommended List from several
thousand funds to a select few. The result?
An objective, credible, and practical tool
to use when designing your portfolio.
An expert approach that focuses on you
When
planning a special dinner, selecting the
right wine can be daunting. But the right
advice from a wine expert can make a good dinner
great. Having an expert to help you select
appropriate investments can have the same effect,
turning a demanding process into a rewarding
experience. That’s the role of The Ritcey
Team at ScotiaMcLeod.
After all, there are thousands of mutual funds
out there. Even with our Mutual Fund Recommended
List, how can you keep track, let alone decide
on the ones that are right for you? We can
take the guesswork out of selecting the mutual
funds most appropriate for your portfolio.
We have the experience, expertise, and investment
acumen to help you develop a sound portfolio
strategy based on your specific objectives,
time horizons, and risk limitations. Our holistic
approach focuses on diversifying your mutual
funds globally and by investment style, so
you can benefit from the full cross-section
of opportunities. And, by relying on recommendations
derived from our extensive and highly respected
analyses, we can suggest the most appropriate
funds for your well-balanced portfolio.
Sticking to the fundamentals is a game plan
for success
At The Ritcey Team, we are committed to following
these tried-and-true strategies for effective
investing:
* Diversify, diversify, diversify: Whoever coined the phrase “don’t
put all your eggs in one basket” could
have been an investment advisor. To achieve
your financial goals, it’s essential
to diversify your investments – by geography,
asset class, industry sector, and investment
style.
* Invest for the long term: With a
diversified portfolio, investment risk is reduced
the longer you stay invested. So, even though
the short-term direction of the markets may
be uncertain, a longer-term approach is generally
more likely to help you realize your objectives.
* Avoid the pitfalls of chasing past
performance: Studies conducted by ScotiaMcLeod
and others clearly show that buying a fund
based on its past performance alone is rarely
a winning strategy. A far better way of selecting
mutual funds is to know whom you’re investing
with and how they invest.
When you combine the expertise of The Ritcey
Team with the reliability of ScotiaMcLeod’s
Mutual Fund Research Department, you end up
with an investment solution that’s hard
to beat. Work with us to develop an intelligent
strategy that maps out your investment objectives.
Include mutual funds in your portfolio to diversify
by geography and investment style, and move
one step closer to achieving your financial
goals.
There are some things in life that just make
sense. Investing in mutual funds with The Ritcey
Team at ScotiaMcLeod is one of those things.
Each year ScotiaMcLeod publishes a list of
top mutual fund recommendations.
To see the 2006 recommended list please click
below:
2006
Mutual Fund Recommended List
ScotiaMcLeod produces Mutual Fund Guided Portfolios.
These portfolios represent optimized combinations
of some of the top mutual funds in the industry,
providing an easy, professionally constructed
and maintained approach. In line with our investment
philosophy they are built with an eye not just
to returns, but towards the management of risk.
Each portfolio is diversified by asset class,
geography, fund manager, and management style.
The Ritcey Team is pleased to offer these portfolios
to our clients.
To view the Mutual Fund Guided Portfolios,
please click below:
Mutual Fund Guided Portfolios
To see how we analyze mutual funds please
click below:
How we Analyze Mutual Funds
Ever wonder what mutual fund distributions
are all about? Please click below to learn
more:
Mutual Fund Distributions
You might also consider using globefund.com – a
useful online tool.
To have a look, click:
www.globefund.com
